

(Without Using Your Personal Score)
Once your profile is strong, we unlock $50k+ in unsecured lines of credit and vehicle financing.
Get your free step-by-step PDF guide on building an 80 Paydex score in under 90 days.
Personal credit is tied to your SSN, while business credit is tied to your EIN. This separation protects your personal assets and allows for much higher borrowing limits.
Yes. By building a strong credit profile through vendor tiers, your business can eventually qualify for "no-PG" financing based solely on its own EIN.
It provides leverage. With high-limit lines of credit and lower interest rates, you can fund growth and equipment without depleting your personal cash reserves.
It is a score from 1 to 100 provided by Dun & Bradstreet based on your payment history. A score of 80+ is the gold standard for securing favorable financing.
These are trade lines that allow you to buy supplies now and pay the full balance within 30 days. They are the foundation for building an initial business credit score.
Issued by Dun & Bradstreet, this nine-digit ID is used to create your business credit file. Most lenders and government agencies require it before extending credit.
"Fundability" is established through corporate legitimacy: a registered entity, an EIN, a professional business address, and a dedicated business phone line and website.
Yes, even if you formed your business yesterday. We help you set up the foundation correctly from day one.
Our goal is to build your EIN credit so high that you can eventually waive the PG requirement entirely.
A basic profile takes 60-90 days. High-limit cash funding usually takes 6 months of seasoning.








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